Driving profits by financing execution, not by investing in expectation.
Driving profits by financing execution, not by investing in expectation.
Membership Process
Every day, companies issue purchase orders to vendors for goods and services. Totem’s members fund those transactions at wholesale prices, directly participating in real-world, real-time commerce.
As a Member, there is no requirement to fund; you’re in complete control of when, how, and at what level you participate. Fund only the transactions you want, when you’re ready.
Fund with Totem and start earning today.
Schedule A Risk Free Call
A member of our team will walk you through our process.
Review Our Program
Get fully transparent access to our financial & Insurance documents.
Start Your Membership
No requirement to invest, so you fund when you’re ready.
Fund Your Transaction
Choose from any of Totem’s real business transactions to fund.
Earn Your 5% Return*
When your 90 day cycle is complete, your principal and profit are available.
*5% Returns for Legacy Members. Return rates may vary based on participation
As a Totem Member You’re Funding Operations, Not Expectations.
- Totem’s members fund real-world commercial business transactions
- Fund verified purchase orders from Fortune 500 companies
- Access fully-insured wholesale rates free from market influence
- Earn fixed quarterly returns
- Maintain quarterly liquidity with NO FEES and NO exit penalties
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