Bypass market volatility and earn by funding fully
insured U.S. Commercial Purchase Orders

Fund the transactions you want, when you want.

Traditional investing always comes with risks. Markets can turn overnight leaving you stuck managing your portfolio through the turmoil. When you fund with Totem, you’re not at the mercy of the markets. You’re directly funding any one of thousands of commercial transactions that happen every day. Leave the risk behind and earn from fully insured purchase cycles that keep global commerce running smoothly.

All you need to do to get started to to schedule a RISK FREE call with a member of our team, and you could be earning 5%*every 90 days.

Schedule your call to get started TODAY!

*5% Returns for Legacy Members. Return rates may vary based on participation

Schedule a call with a member of our team

Your money isn’t automated, and your onboarding call shouldn’t be either. Speak with an actual member of our team to discover how Totem can transform the way you invest.

Earn when you fund operations, not expectations.

With dozens of Fortune 500 companies offering purchase orders that you can choose to fund, you benefit from the security built into commercial operations.

4000+

POs Fulfilled

0.00%

Defaults

5%

Quarterly Returns*

23M

Annual Volume

*5% Returns for Legacy Members. Return rates may vary based on participation

What are the benefits of Totem Membership?

  • Totem’s members fund real-world commercial business transactions. When you participate in active commerce, there is NO SPECULATION
  • Fund verified purchase orders from a growing number of Fortune 500 companies. Your investment funds every day business operations, NOT VALUATIONS.
  • Access fully-insured wholesale rates free from market influence. No waiting for the markets to shift, when your funding cycle is complete, your profit is available.
  • Earn fixed quarterly returns. Maintain quarterly liquidity with NO FEES and NO exit penalties

Fund with Totem and start earning today.

Schedule A Risk Free Call

A member of our team will walk you through our process.

U

Review
Our Program

Get fully transparent access to our financial & Insurance documents.

Start Your Membership

No requirement to invest, so you fund when you’re ready.

Fund Your Transaction

Choose from any of Totem’s real business transactions to fund.

Earn Your
5% Return*

When your 90 day cycle is complete, your principal and profit are available.

*5% Returns for Legacy Members. Return rates may vary based on participation